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Debt Calculator

This calculator will give you a general idea of whether IVA, Debt Management or another debt solution is the most appropriate for your needs.

Please Note: Professional advice should be sought before you enter into any agreement with your creditors. Please complete the form so we can advise further.



A debt solution should be considered very carefully and professional advice should be sought. Whilst X-debt offers free debt advice, fees maybe charged where a debt solution is undertaken depending on the the solution involved. Fees are for setting up an arrangement and if appropriate, supervising the arrangement over a period of time. All fees will be outlined prior to any charges being incurred. Fees within an IVA are taken from the monthly contributions, agreed by you and your creditors and will not affect the amount you pay. X-debt complies with the Consumer Credit Act and Data Protection Act. X-debt is a trading style of Debts Solved Limited.